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Real Estate Appraisals & Consulting |
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For Owners and Buyers |
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We can provide you with an appraisal completed by a State Certified General appraiser to aid you in determining the true market value of your home. This can be important to you in any stage of home ownership.PURCHASE OF A HOME One of the most important issues involved in purchasing a property is developing an opinion of what it's worth so that you can make an informed offer to purchase. A professional appraisal report performed by a qualified, state-certified appraiser can provide you with an objective, third party opinion of a property's current Market Value. And for the small price of this service, you can give yourself "peace of mind" prior to making an offer to purchase that you're offering a fair price for the property. SELLING A HOME Whether you choose to sell your home on your own or use the assistance of a real estate agent, a professional appraisal can help you make a better educated decision when determining your selling price. Unlike a real estate agent, an appraiser has no vested interest in what amount the house sells for. It's easy for them to step in and give you the information to help you make your decision. Appraiser fees are based on efforts to complete the report and not a percentage of the sales price. So seeking a professional appraisal can often help homeowners make the best decisions on investing in their homes and setting a fair sales price. BANKRUPTCY The key in a bankruptcy proceeding, particularly when the difference between a chapter 7 or 13 is the credibility. Because the trustee and/or the judge will be the final arbiter, credibility of the appraiser/valuer and his or her appraisal is of the utmost importance. This credibility is often dependent upon the type of valuation reporting format utilized as well as the experience and reputation of the appraiser. Typically, the judge wants to see a full appraisal completed by a State Certified Appraiser. An appraiser must be certified by the state in which they are appraising and are obligated to follow certain laws, rules and regulations (USPAP). Having a full appraisal to present to the trustee and/or judge will show that you are serious about your proceedings and that you are knowledgable of the appropriate steps to take. We are experienced certified appraisers with the requirements necessary to complete an appraisal for bankruptcy proceedings. We work quickly and efficiently and understand you are trusting us with a very important decision in your life! DIVORCE SETTLEMENT A divorce can be a particularly traumatic experience for both parties and is often further complicated by the difficult decision of "Who gets the house?". In most divorce cases, the Court won't usually force the parties involved to "buyout" the other party's interest but it may however order the sale of the home so each party gets an equal share of the equity. Regardless of the situation, it's a good idea to order an appraisal so both parties are fully aware of what the true market value is. If the parties want to sell the home, they'll have a better idea of what price to set. And on the flipside, if a "buyout" is the chosen option, both parties will feel like they've gotten a fair assessments. There are many forms of valuation including automated valuation models (AVM) Desktop Appraisal or Drive-by Appraisal, a BPO (broker price opinion), a CMA (comparative market analysis) or a free online value service such as Zillow. You can spend little to no money getting results. However, none of these will be worth their weight in a court of law!  Telephone: 201-722-8671 Fax: 201-722-8673 EMAIL: michaelfilip@filipvaluation.com [Home] [About Us] [For Lenders] [For Buyers and Sellers] [Estate Settlement] [PMI Removal] [Order An Appraisal] [Contact Us] Copyright 2012, Filip Valuation Services All rights reserved Web Design and Maintenance by Letchford Design |